Mortgage
How to Save for a Mortgage While Renting in Ireland
Saving for a mortgage while paying rent feels impossible. Half your income goes on housing before you’ve saved a euro.
Saving for a mortgage while paying rent feels impossible. Half your income goes on housing before you’ve saved a euro.
Every Irish mortgage applicant faces the same choice. Fix your rate, or ride the variable market? For public sector workers,
Every Irish mortgage lender assesses two things. Can you afford this loan today? Will you still afford it in ten
Ireland has roughly 40,000 civil servants working across dozens of Government departments and agencies. If you are one of them,
Public sector workers in Ireland are among the most attractive mortgage applicants a lender will see. Stable income. Predictable increments.
THE HIDDEN NUMBER€3,000The Central Bank of Ireland has estimated that some Irish homeowners could save up to €3,000 every year
THE HIDDEN NUMBER1.10%The rate difference two neighbours can be quoted on the same street, on the same property size, with
▶ WATCH THE 60-SECOND EXPLAINERIn this 60-second reel we take two identical applicants, same €80,000 salary, same clean credit history,
If you are saving for your first home in Galway, the headlines around inflation and European Central Bank (ECB) rates
If you are thinking about switching your mortgage in Dublin, one piece of paperwork tends to catch homeowners off guard: