Money Maximising Advisors are a team of Financial Advisors, based in Galway & operating nationally, providing a wide range of financial products to individuals and businesses, including:

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Personal & Home


Applying for a mortgage is one thing – but getting approved is a totally different story. Far too many perfectly suitable applicants get their mortgage application declined on a day to day basis. From our experience, the main reason for this is lack of knowledge and preparation. As mortgage brokers, this is our area of expertise.

Serious illness, income protection, savings and investments, mortgages, buy to let mortgages, pensions

Buy to Let Mortgage

A buy to let mortgage is where a property is bought for the purpose of renting it out to tenants. They can be a great source of monthly recurring income & building your property & investment portfolio.

we can give you the advice you need to comfortably pay your bills, save on a consistent basis, develop good spending habits, and more.

Savings & Investment

With saving and investment plans you can save regularly or invest a once-off lump sum. With bank interest rates at an all-time low, it is more important now than ever to ensure you are making the most of your money and planning for your future spending needs.

Serious illness, income protection, savings and investments, mortgages, buy to let mortgages, pensions


A pension is a long-term savings plan for your retirement. Unlike a regular savings account, money invested in your pension can earn important tax breaks. When you retire, and look to access to your fund, the benefits can be drawn down in a tax efficient way. The earlier you start your pension, the cheaper it is for you to provide the income you want in retirement.

Serious illness, income protection, savings and investments, mortgages, buy to let mortgages, pensions

Mortgage Protection

Mortgage protection is life insurance that pays off your mortgage in the event of your death. The sum of money insured under a mortgage protection policy reduces down each year in line with your mortgage balance outstanding. So as your mortgage reduces, so too does your mortgage protection insurance.

Life Cover

Life cover pays out either a lump sum or an income in the event of your death. Life Cover is purchased by indiiduals who want their family to receive a lump sum of money if they die prematurely. The money can be used to ease the financial burden on a family after bereavement.

Serious illness, income protection, savings and investments, mortgages, buy to let mortgages, pensions

Serious Illness Cover

Serious illness policies provide you with a tax-free lump sum in the event of you being diagnosed with one of the specified serious illnesses covered on your policy. There are over 50 specified illnesses covered and partial payouts for over 20 specified illnesses.

Financial planning, financial services, financial courses, pension plans

Income Protection

Income protection is a simple, tax efficient and inexpensive plan that provides you with a source of income if you are unfortunate enough to be out of work because of an illness and suffer a loss of earnings as a result of any disability, any injury or any accident.

Employee Pensions

Previous Pension Advice

If you have previously worked in a company(s) that offered a pension as part of their employment package and either you, your company or both parties contributed into this pension for over a 2 year period, then you may have a accumulated a considerable pot of money.

Additional Voluntary Contributions (AVCs)

AVC’s are a simple and tax efficient way of saving for your retirement. They are extra contributions made to increase your pension.The main advantage of AVC’s is that the employee gets income tax relief on contributions into an AVC.

Public Sector AVCs

Public Sector AVCs

We offer AVC Advice for Teachers, Nurses, Doctors, Gardaí, etc, and any other public sector profession.

The main reasons civil servants should pay into an AVC is to fund for the maximum tax free lump sum available. If you have less that 40 years service on retirement, you will have a tax free lump sum shortfall and will have a significant AVC requirement. How much this shortfall is depends on your final pensionable salary and years of service accumulated at your retirement date. Calculations are needed here to find out the optimal amount of money needed in your AVC.