
Understanding Mortgages in Dublin, Ireland: Rules, Rates, Costs and Tips
If you are buying a home in Dublin in 2026, whether you are a first-time buyer in Cabra, a mover

If you are buying a home in Dublin in 2026, whether you are a first-time buyer in Cabra, a mover

THE HIDDEN NUMBER€3,000The Central Bank of Ireland has estimated that some Irish homeowners could save up to €3,000 every year

THE HIDDEN NUMBER1.10%The rate difference two neighbours can be quoted on the same street, on the same property size, with

▶ WATCH THE 60-SECOND EXPLAINER In this 60-second reel we walk through the exact mechanic that lets investors acquire a

▶ WATCH THE 60-SECOND EXPLAINERIn this 60-second reel we take two identical applicants, same €80,000 salary, same clean credit history,

Quick answer In Ireland, mortgage protection insurance Ireland is mandatory for principal-residence mortgages under the Consumer Credit Act 1995. It

Quick answer An equity release mortgage Ireland; also called a lifetime mortgage lets homeowners aged 60+ unlock tax-free cash from

Quick answer A buy to let mortgage Ireland requires at least a 30% deposit (70% LTV cap) under Central Bank

Quick answer An SPV mortgage Ireland lets investors buy property through a limited company typically a Special Purpose Vehicle incorporated

Galway has been one of the most dependable rental markets in Ireland for years, strong year-round demand from students at