MONEY MANAGEMENT SERVICES
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Benefits Summary
- Learn a proven system for better personal finance management
- Tailored support from your money management advisor
- Master budgeting and money management for everyday life
- Create realistic money management budgeting plans that work
- Get personalised money management advice for every life stage
- Make smarter decisions with long-term cash flow forecasting
- Build financial resilience through strategic cash flow management
- Use expert cashflow modelling to prepare for future expenses
- Plan for retirement with confidence through our services for seniors
- Save time and money with audits on financial products & bills
- Perfect for individuals, couples, retirees, and small business owners
- Based on the globally proven Millionaire Mind money system
MONEY MANAGEMENT SERVICES
Take Control. Create Clarity. Build Confidence with Every Euro.
Our Money Management Services are tailored to help individuals, families, and businesses manage their financial resources effectively. Whether you’re looking for money management services for seniors, support with budgeting and money management, or guidance on longterm cash flow modelling, our team of trusted advisors will help you create a system that works for your life.
We support our clients with a wide range of financial money management needs— from personal finance budgeting to retirement cashflow forecasting and everything in between.
WHAT WE OFFER
Money management advice you can trust. Budgeting and money management tools for everyday use. Forward-looking cash flow management and modelling. Expert support for .personal finance management .In-depth plans for retirement and long-term care costs
WHAT WE OFFER
- Money management advice you can trust
- Budgeting and money management tools for everyday use
- Forward-looking cash flow management and modelling
- Expert support for personal finance management
- In-depth plans for retirement and long-term care costs
Our focus areas include:
Short-Term Planning: 12-month money management budgeting plans for individuals
Long-Term Planning: 10–20 year cashflow forecasting and personal finance budgeting
Retirement Planning: Financial modelling for seniors and retirees
Business Support: Comprehensive cashflow management for business owners
12-MONTH PERSONAL BUDGETING PLAN
A 12-month personal finance budgeting plan provides clarity on how much you earn, where your money goes, and how to allocate it more intentionally. These plans are ideal for anyone seeking structured money management services in Ireland.
Your budgeting plan includes:
1
A full review of income, expenses, and debts
2
Inclusion of day-to-day costs like housing, food, and utilities
3
Planning for ad hoc events (weddings, stag/hen parties, Christmas)
4
Creation of an emergency savings buffer
5
Adjustments for increasing income or reducing expenses
ANALYSIS OF BUDGET VS. ACTUAL EXPENDITURE
THIS IS A CORNERSTONE OF OUR MONEY MANAGEMENT BUDGETING APPROACH.
Our monthly budget variance analysis compares your planned income and spending with what actually occurred. This allows you to:
- Identify areas of overspending
- Spot underspending or opportunities to redirect funds
- Refine your personal finance budgeting in real time
Clients receive a ready-to-use cashflow management template to
complete and analyse monthly. This approach keeps you in control—and
your goals in sight.
LONG-TERM CASHFLOW PLANNING (10–20 YEARS)
Income and expense projections
Our cashflow forecasting and modelling services give you a long-term view of your financial future. We build a customised financial roadmap that incorporates:
Inflation, salary progression, and lifestyle changes
This level of personal finance management supports better decisions about saving, investing, and spending, tying together your short-term plan with a 20-year vision.
Future expenses like home purchase, education, and retirement
It’s an essential tool for anyone seeking reliable money management services in Ireland, especially those preparing for major life transitions.
RETIREMENT PLANNING & CASHFLOW FORECAST FOR SENIORS
We provide specialised money management services for seniors,
helping them navigate the financial realities of retirement with confidence.
Our retirement cashflow forecasting service includes:
- Expected income from pensions, investments, and rental income
- Planning for medical, travel, and lifestyle expenses
- Inflation-adjusted projections to protect purchasing power
- Planning for long-term care and other potential costs
This type of cashflow modelling ensures you don’t just retire, but thrive, knowing your finances can support the lifestyle you deserve.
We also help manage your Approved Retirement Funds (ARFs), private pensions, and annuities with expert-level money management advice.
CASHFLOW MANAGEMENT FOR BUSINESSES
This type of cashflow modelling ensures you don’t just retire, but thrive,
knowing your finances can support the lifestyle you deserve.
We also help manage your Approved Retirement Funds (ARFs), private
pensions, and annuities with expert-level money management advice.
We assist Irish businesses in:
- Creating income and expense budgets
- Performing monthly cash flow forecasting
- Matching budgets to actual financial performance
- Analysing accounts receivable and payable
- Implementing cash flow modelling to anticipate peaks and dips
We also advise on strategies to:
- Improve client payment cycles
- Reduce costs
- Maintain positive working capital
This is money management that Irish business owners can rely on—
forward-thinking, practical, and results-driven.
FREQUENTLY ASKED QUESTIONS (FAQ's)
Q1. Are financial advisors worth it in Ireland?
Ans: A proven and popular approach is the 50/30/20 rule, which is widely used in money management and budgeting: 50% of your income goes toward essentials – rent/mortgage, groceries, utilities, and transport 30% is for lifestyle – dining out, holidays, entertainment, and personal spending 20% should be allocated to savings, investments, and debt repayments
Q2. What is the best way to save money in Ireland?
Ans: A proven and popular approach is the 50/30/20 rule, which is widely used in money management and budgeting:
- 50% of your income goes toward essentials – rent/mortgage, groceries, utilities, and transport
- 30% is for lifestyle – dining out, holidays, entertainment, and personal spending
- 20% should be allocated to savings, investments, and debt repayments.
This simple framework supports effective budgeting and money management, helping you make consistent progress toward your financial goals while enjoying life along the way.
Q3. How much money do you need to live comfortably in Ireland?
Ans: This depends on your lifestyle and location, but here’s a general guide:
- In Dublin, a single person may need approximately €40,000–€50,000 per year to live comfortably
- Outside Dublin, €35,000–€45,000 annually may be enough
To account for holidays, hobbies, and a vibrant social life, many people find they need an extra €500–€1,000 per month beyond their basic expenses. A well-structured cashflow forecasting or cashflow modelling plan—especially through professional money management services—can help you determine exactly how much you need and how to get there.
Q4. What is the golden rule of money management?
The golden rule is simple: Don’t spend more than you earn. This foundational principle of financial money management helps you avoid unnecessary debt and live within your means. Successful personal finance budgeting starts with understanding your income, tracking your spending, and prioritising needs over wants. From there, you can build wealth, save for your future, and enjoy financial peace of mind.
Get in touch with us
To schedule a call with one of our Qualified Financial Advisors.
