Why Zurich
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Why Zurich?
- Very Reputable Company
- AA Rated Company (Standard and Pours 2024)
- Awarded ‘Best Life, Pensions and Investment Company for the Past 6 Years (Brokers Ireland)
- Fund Management Company of the Year 2023 (Brokers Ireland)
- Financial Service Company of the Year 2023 (Brokers Ireland)
- Their fees, charges, and allocation rates are very competitive when compared to those of other providers
- Their Multi Asset Funds have outperformed all others consistently over the past 5+ years.
- Their customer service is very good at the moment for clients
- Their IT systems are easy to use for clients.
Zurich Fund Centre
The Zurich Fund Centre is an online platform that provides up-to-date information on all Zurich Life’s investment funds, including daily prices, historical performance, asset allocation, and risk ratings.
Click below to access Zurich’s official Fund Centre and view all available funds
Zurich Fund Centre
The Zurich Fund Centre is an online platform that provides up-to-date
information on all Zurich Life’s investment funds, including daily
prices, historical performance, asset allocation, and risk ratings.
If you would like to navigate through Zurich's full list of funds, please click on the fund Centre link below
Below is an explainer video of Zurich life Fund Centre navigation guide
Below are the examples of some of different Zurich Funds
1. Prisma Funds
One of Zurich’s top performing funds over the past 10 years have been the PRISMA funds. This is due to:
- Very strong and consistent performance and returns over 10 years – have outperformed their competitors' Multi Asset funds within a similar risk range.
- They have a very competitive Annual Management Charging structure
There are 5 main options for you to choose from:
- PRISMA LOW (low risk)
- PRISMA 2 (low risk)
- PRISMA 3 (Low to Medium)
- PRISMA 4 (Medium risk)
- PRISMA 5 (medium to high)
- PRISMA Max (High risk)
ACTUAL AVERAGE 10-YEAR PERFORMANCE OF ZURICH PRIMA FUNDS
Prisma Low and Prisma 2
Best suited for short-term investments (e.g., Pension/AVC contributions due to be retired within 12– 24 months), offering lower risk with limited exposure to market fluctuations.
Prisma 3 and Prisma 4
Designed for investors with a moderate risk tolerance, balancing growth potential with a measured level of risk.
Prisma 5 and Prisma Max
Suitable for individuals or companies seeking higher long term returns, with greater exposure to equities while still maintaining a diversified approach.
Click below to see the most up to date fund factsheets for all the PRISMA Funds.
Below is an explainer video which explains why we recommend Zurich and the PRISMA Funds
Prisma Low and Prisma 2
Best suited for short-term investments (e.g., Pension/AVC contributions due to be retired within 12– 24 months), offering lower risk with limited exposure to market fluctuations.
Prisma 3 and Prisma 4
Designed for investors with a moderate risk tolerance, balancing growth potential with a measured level of risk.
Prisma 5 and Prisma Max
Suitable for individuals or companies seeking higher long term returns, with greater exposure to equities while still maintaining a diversified approach.
Below is an explainer video which explains why we recommend Zurich and the PRISMA Funds
2. Balanced Funds
A multi-Asset fund that would be highly recommended for investment
strategy is Zurich’s Balanced Fund.
- One of Zurich’s longest Funds – It commenced in 1989
- There is close to €2.7 billion invested in this fund
- It has consistently performed very well since 1989 (circa 9% per annum since 1989)
- Classed as a medium-risk fund
ACTUAL AVERAGE 10-YEAR PERFORMANCE OF ZURICH BALANCED FUNDS
Click below to see the most up to date fund factsheets for Balanced Funds
Below is an explainer video of the main features and benefits of choosing this fund
3. Capital Protected Funds
Zurich’s Capital Protected funds are an investment options for clients
who are looking for some protection on their initial Lump sum funds invested while also having the potential of make a return on investment when markets are performing well.
There are 2 options for you to choose from:
- Protected 70
- Protected 80
ACTUAL AVERAGE 10-YEAR PERFORMANCE OF ZURICH CAPITAL PROTECTED FUNDS
The main benefit is that 70 or 80% (whichever fund you choose) of the highest ever value of your fund is protected at all times, no matter how the fund performs in the future. It is only available for lump sum investments.
- Regular contributions cannot be made into this fund.
Click below to see the most up to date fund factsheets for Capital Protected Funds
Below is an explainer video of the main features and benefits of choosing this fund
The main benefit is that 70 or 80% (whichever fund you choose) of the highest ever value of your fund is protected at all times, no matter how the fund performs in the future. It is only available for lump sum investments.
Regular contributions cannot be made into this fund. Below is an explainer video of the main features and benefits of choosing this fund
4. Top Tech 100 Funds
Zurich’s Indexed Top Tech 100 Fund is one of the highest performing funds that they offer. In fact it is the highest performing fund available throughout all of the fund options from any insurance company to date.
ACTUAL AVERAGE 10-YEAR PERFORMANCE OF ZURICH TOP TECT 100 FUNDS
It's a good fit for your investment because
- Most suitable for experienced investors who have a good understanding of risk vs return
- Has consistently performed phenomenally since its launch in 2001.
- Over the past 10 years, it has generated an annualised return on investment of circa 20% per annum
- It predominantly invests in Tech company, which should indicate a potential to continue to perform in the future.
- You can invest a portion or all of your investment in this fund.
Click below to see the most up to date fund factsheets for Indexed TopTech 100 Funds
Below is an explainer video of the main features and benefits of choosing this fund.
5. Gold Fund
The Gold Fund is a unit-linked investment that provides exposure to movements in the price of gold. It currently invests in an Exchange Traded Certificate (ETC) managed by Invesco, which is designed to track the spot price of gold in US dollars, though it may not replicate it precisely. For euro-based investors, this also introduces an element of currency risk.
ACTUAL AVERAGE 10-YEAR PERFORMANCE OF ZURICH GOLD FUNDS
Click below to see the most up to date fund factsheets for Gold Funds
Below is an explainer video of the main features and benefits of choosing this fund
Below are the examples of summarized overview of
all Zurich
funds discussed above in detail
*Please note that actual return can go up and down, and past performance is not a true
indicator of future investment performance*
The data presented in the graph covers the period from 25 September 2015
to 23 September 2025.
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